There’s a commercial out now that seems to suggest getting a mortgage loan is as easy as pressing a button on your phone.

But, it’s not. In fact, it’s not even close ...nor should it be.

Buying a house is most likely the single greatest financial decision anyone will make in their lifetime. With that in mind, should it be THAT easy to get a loan? Wouldn’t you want to know all the details of the loan, the process, and the person making the credit decision before you “pushed the button” on such a huge financial obligation?

We know that we would.

The Payne Mortgage Team with Summit Funding aims to make the mortgage loan experience a great one. Our goal ties perfectly into Summit’s overall mission, which is:

“...provide a better way, and a better experience overall, for those securing a home loan. To that end, we strive daily to build a company in which the customer genuinely comes first. Each of our home loan experts are dedicated to providing quality mortgage services, deeper personal relationships, and real results. Easier said than done, we commit ourselves to this level of excellence, do the right thing, and show others that we genuinely care. In every sense, we are part of something greater than ourselves and that’s what makes Summit Funding unique in a crowded marketplace.

We are a group of people dedicated to improving our communities and changing people’s lives.”

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Greg Payne


Greg Payne has been a mortgage loan officer since 2016. In that time, he’s helped well over one hundred families realize their dream of homeownership. Prior to re-entering the mortgage business, Greg was a successful high school baseball coach winning a state title at McCallie in 2014.

Greg graduated from Lakeview-Fort Oglethorpe High School in 1986. From there, he signed a baseball scholarship to play at Shorter College where he graduated magna cum laude in 1990. During his time at Shorter, Greg was named All-Conference three times and All-District twice.

Greg worked as a loan officer at Community Federal Savings Bank, AmSouth and Northwest Georgia Bank in the 1990s. There he did mortgage loans, consumer loans and managed some of the daily bank operations.

Greg has been married to Tiaa for 26 years and they have two children, Tyler (23) and Lyndsay (21).


Ryan Beamish


Ryan became a loan officer in the summer of 2021. He has a strong passion for connecting with people, and he believes being a loan officer is one of the main ways he can expand on that calling.

After graduating from Ravenwood High School in Brentwood, TN, Ryan attended Lee University on a baseball scholarship. As the starting first baseman for the Flames, he earned All-Conference, All-GSC Tournament, and All-American honors. In addition, he helped lead the Flames to win their first GSC regular-season championship during the 2021 season.

At Lee, Ryan graduated with his bachelors in Sports Management in 2019 and then his MBA in 2021. In addition, he earned the award for the Most Outstanding Senior for the Major in Sports Management in 2019.

Ryan’s greatest joy in life is spending time with his wife, Emily. They have been married since the fall of 2019. Along with spending time outdoors together, they love spending quality time with friends and family and growing those relationships. Ryan and Emily plan on staying in Cleveland, where they want to start a family.


Angel Taylor


Angel is a senior in college and takes online classes through Liberty University. She will be graduating with her bachelor’s in healthcare administration. Angel has recently joined the team and realized that while she still is interested in healthcare administration, she is more passionate about working in the mortgage industry. Angel is highly motivated and a team player. She enjoys helping others and is willing to go the extra mile on any task. Angel has also been enlisted in the Georgia Army National Guard as a Combat Medic since February 2018. She knew she wanted to be a part of something bigger and serve her community.

Angel is very passionate about animals and her family. Angel and her husband have rescued two dogs in the last two years. Angel would like to eventually foster animals that are waiting for their forever homes. Angel and her husband, Chandler, recently purchased a house and got married on 11/15/2020. They plan on spending the next couple of years focusing on their relationship and then starting a family.

We are excited and anxious to help you reach your goal of home ownership!
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